You are about to have your first meeting with an experienced, highly competent car crash lawyer about a potential personal injury claim. By keeping in mind that the lawyer will use the meeting to assess you and your potential claim, you will be able to prepare in a way that leave the right impression with the lawyer and makes it more likely that he or she will agree to represent you. First, get organized. The lawyer will need certain documents from you in order to evaluate your potential claim. Put together a folder with the following documents before your meeting: 1. The police report and/or accident report(s). These reports will help the lawyer get additional descriptions of the accident, determine the identity of any witnesses and their view of how the accident happened and who is at fault, find out about any special circumstances such as alcohol, and whether anyone was cited for the accident. 2. Photographs of the accident and accident scene. The photographs will help the lawyer get a sense of the accident scene and (if the photographs were taken at the time of the accident) the amount of traffic, visibility, and weather conditions. 3. All information you gathered regarding the other driver, including name, address, driver's license number, vehicle year, make and model, license plate number, and insurance company. The lawyer will need to identify the other driver to find out as much about the driver as possible, including whether (and how much) insurance the driver has, and whether the driver has been involved in other accidents. 4. The names and contact information of any witness(es) to the accident. Witnesses can be very helpful in establishing who is at fault for the accident. The lawyer will want to determine whether all the witnesses give a similar account of the accident and whether they are credible. 5. Photographs of damage to the vehicle(s) involved in the accident and estimates (or bills) of repair costs. The lawyer will also be able to gauge the location and extent of the damage to the vehicles involved. All too often insurance adjusters handling car crash cases judge the claim of injuries by the extent of damage to the vehicles. They, and potential jurors, tend to look at serious injuries in cases involving minor damage to the vehicles suspiciously. While there are many severe injuries that can be sustained in cases involving low impact or minor vehicle damage, the lawyer will need to determine how much resistance may be posed by claims adjusters and potential jurors. 6. Photographs of any injuries you suffered as a result of the accident. For injuries that are visible, such as hematomas, fractures, cuts and resulting scarring, photographs are the best way to relate the severity of the injury. It may also be possible to use photographs can also be used to show the progress of your treatment. 7. All medical records concerning the diagnosis of the injuries you suffered as a result of the accident and of the treatment you have undergone for those injuries. These records will help your lawyer determine the extent of your injuries, your treatment for those injuries, and the cost of the treatments. In certain cases, the injuries may require long term, or even life-long treatment. In such cases, the lawyer will ask your doctors for documentation of the need for future treatments. 8. Documentation regarding any lost wages (or loss of earning capacity) and other costs you incurred as a result of the accident. These are compensable losses. 9. Your automobile insurance policy. The lawyer will need to determine all sources of potential insurance coverage for your claim in case the driver at fault is uninsured or underinsured. If your value of your claim is likely to exceed the insurance available from the other driver and you have greater coverage from your own uninsured/underinsured section of your policy, your lawyer may be able to access your policy for additional coverage. In addition, you should also put together a list of all prior personal injury (or other legal claims) you have made and a description of any relevant medical history. Insurance companies keep track of all such claims and may use information about such claims in valuing your current claim. Both insurance adjusters and defendant's lawyers will try to use the existence of prior claims and prior similar injuries to reduce the value of your current claim. By being well prepared for your initial meeting, you will demonstrate to the lawyer that you are responsible, organized, and dependable. Along the way be sure you courteous to the lawyer's staff, been easy to reach and return phone calls promptly, be punctual, and have reasonable expectations. This is important for top car crash lawyers who have the luxury of turning down cases involving clients who may prove difficult to work with. If the lawyer decides to further investigate or to pursue the claim on your behalf, the lawyer will likely ask you to sign a medical release form to obtain copies pertinent medical records. The lawyer will also likely ask you to sign a retainer agreement. In personal injury cases, these are also often referred to as a Contingency Fee Agreement because lawyers who handle personal injury matters normally take them on contingency rather than on an hourly basis, meaning the lawyer will be paid only if there is a recovery in which case the lawyer's fee will be a percentage of that recovery. The agreement will likely contain a provision allowing the lawyer to withdraw as your lawyer if additional information leads the lawyer to reevaluate the claim. If you wish for this lawyer to handle your claim and sign the agreement, the lawyer can then begin to work on the case. Selecting an experienced, competent car crash lawyer can make a significant difference in the outcome of your case. Keep in mind that the law limits the amount of time you have to pursue a claim.


Do you know that college graduates earn on an average twice as much in earnings over a lifetime of working than those who only complete a high school diploma? As our society becomes more and more technologically enhanced, education and skills will be the driving force of the 21st century workforce. Whether going back to school to complete a degree, upgrading for a new position or starting a new career, online college courses can be your first step to a new future.


The value of a degree according to the recently released data from U.S. Census Bureau's Value of college degree: US Government Info, proving the substantial value of a college education in the United States. It showed that workers over the age of 18 with bachelor degrees earn an average of $51,206 a year, while those with a high school diploma earn substantially less averaging about $27,915. Further the report also indicates that advanced degree workers make an average of $74,602 annually compared to those without a high school diplomas averaging $18,734.



However, finding time to attend classes even on weekends and evenings does not always provide the time needed out of hectic schedules for the "on-campus" experience. From taking Suzy to school to the parent's meeting after Johnny's football or little league practice, to Beth needing an emergency dentist appointment, your daily busy schedule does not allow for a scheduled classroom setting at a designated time and place. Or maybe the classroom setting is just not a right match for you as a learner you need the unrestricted freedom of learning without walls. You want to be in control of when, how and what you learn and when you attend class, do assignments or complete courses. An online college where you can acquire or improve skills with online courses may be the answer.


Maybe you just need to update your knowledge to keep up to date with the latest developments and trends of your field or your new career path. That next position or the new department opening is just out of reach because your last training is outdated, but your work schedule won't allow for scheduled classroom opportunities. An online school or online college courses may be just the answer to this dilemma. Online schools offer unique opportunities for growth in current or new areas needed to get that promotion or next job.


If getting a degree seems to be a daunting task you may want to start with online college courses. Taking an online course is an excellent way to experience a new field, learn the requirements for that field and acquire a sense of your ability and enjoyment of your newly selected career path. Further, an online course can be structured to your specific learning style. Testing the waters with several online courses in areas of interest will help you determine your next step with your online education.


Earning your degree from a first-class accredited online school may be the alternative you are looking for to start your new career. With a "at you own time" environment and financial aid and grants readily available, especially for women and moms returning to school, online degrees are being well accepted by potential employers who no longer differentiate between "online or on campus" as qualified applicants for potential positions.


Today's online education and course offerings provide a wide range of choices from Culinary Arts to Elementary and Secondary Education to MBA's at a selection of online colleges that can meet your specific needs. However, students choosing to earn their degree from online college need to ensure that the online schools being considered are accredited by a reputable accreditation authority. Accreditation is the official recognition of institutions by the US Department of Education and carries credibility with potential employers. Accreditation can be verified by checking with the Accreditation Guide to Online Education - eLearners.com or the U.S. Department of Education Database of Accredited Postsecondary Institutions and Programs. Once you have verified accreditation from and number of online colleges you can begin the application and selection process.


Whether you are starting a new career or expanding your current career into new and exciting areas an online education may be right for you. Freedom of class selection, structure of learning the information, and time are the main foundation of the online experience. For further information about accredited online college education opportunities see Online Colleges to begin your journey into increasing your personal confidence, pride and financial stability that an online college education provides. For additional information on Financial Aid see How to Fund Your Online Education.


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